Archive for Buyers

Free Home Buyer Seminar With Harbel Housing Partnership!

On Monday April 28,2008, I will be conducting a home buyer seminar for Harbel Housing Partnership at the Perry Hall library starting at 6:00pm. Harbel Housing Partnership is a nonprofit housing counseling agency that specialize in helping first-time home buyers. To register for one of their seminars call 410-444-9152.

Posted by: najirashid on Thursday, April 10th, 2008

Free Home Buyer Seminar At Johnnycake Elementary School!

I will be conducting a free home buyer seminar at Johnnycake Elementary School on Tuesday April 22, 2008, at 7:00pm along with Faraji Mason of Wells Fargo Home Mortgage. We will be bringing everyone up to date on the current real estate market. If you would like to attend please contact me for more information.

Posted by: najirashid on Tuesday, April 8th, 2008

10 Ways to Prepare for Homeownership

Most first time home buyers don’t know what to do or how to prepare to buy their first home. Here is a list of 10 ways to get started. 1. Decide what you can afford.- Generally, you can afford a home equal in value to between two and three times your gross income. 2. Develop […]

Posted by: najirashid on Thursday, March 13th, 2008

Carbon Monoxide Alarms Mandatory For New Constructions!

Effective January 1, 2008, all newly constructed dwellings including a one or two family dwelling, multifamily dwelling, hotel, motel, or dormitory must have Carbon Monoxide Alarms. I believe this is a major step in the right direction. Unfortunately, so many people do not take carbon monoxide serious. Below is so good information on carbon monoxide […]

Posted by: najirashid on Monday, March 3rd, 2008

Maryland’s Education System Ranks Among Nation’s Best!

I received the following information from Nancy S. Grasmick the State Superintendent of Schools for the Maryland State Department of Education. Ms. Grasmick stated the following. “Education Week, the nation’s leading education newspaper, recently published its 2008 “Quality Counts” report- the Consumer Reports of education. For the first time in the 12-year history of this […]

Posted by: najirashid on Thursday, February 7th, 2008

Buyers: Days On Market Not Always a Red Flag

Several years ago, a home listed for sale developed a stigma if it didn’t sell within a month or two. Today, many sellers have homes listed that have been on the market for six months or longer. In fact, it’s so commonplace for it to take a significant time to sell a house that it […]

Posted by: najirashid on Wednesday, February 6th, 2008

CDA Lowered Their Rates!

Effective February 1st CDA rates were dropped to the following; 0 Points-  5.875% 1 Point -   5.75% 2 Points-  5.625% 3 Points-  5.5%     

Posted by: najirashid on Saturday, February 2nd, 2008

Free Home Buyer Seminar at Dr. Nathan A. Pitts Ashburton Elementary-Middle School

On Friday February 1, 2008, I will be conducting a free Home Buyer Seminar for the employees and staff at Dr. Nathan A. Pitts Ashburton Elementary-Middle School along with Faraji Mason of Wells Fargo Home Mortgage. This will be the first in a series of seminars we have planned for the Baltimore City and Baltimore County […]

Posted by: najirashid on Wednesday, January 30th, 2008

Free Home Buyer Seminar!

On Wednesday January 30, 2008, I will be conducting a Free Home Buyer Seminar along with Corrie Ivey of Wachovia Mortgage Corporation. The seminar will be held at the Perry Hall Library 9440 Belair Rd. Perry Hall, Md. 21236 from 6:30-8:30pm. We will update you on the current real estate market and the available GRANT PROGRAMS. […]

Posted by: najirashid on Tuesday, January 29th, 2008

FHA Loan Limits for Maryland Counties

Did you know that FHA has loan limits for each Maryland county? What that means is anyone who uses FHA financing can only purchase a property up to the maximum sales price allowed for that county.  The buyer can make up the difference between what is allowed and the sales price. For example if the sales […]

Posted by: najirashid on Thursday, January 24th, 2008