Archive for First-Time Home Buyers
This is a Great Time to Buy a House!
Interest rates are low, prices have dropped, inventory is plentiful, and sellers are helping with closing costs. If you are a buyer what more could you ask for in a market! Buyers always ask me at my seminars is it a good time to buy and my answer has been a resounding YES. I ask […]
First-Time Home Buyers Should Purchase A Home Warranty!
Some of my first-time home buyers have heard of a “home warranty” but are not clear on what it covers or if they need one. I think all first-time home buyers should purchase a home warranty unless they are receiving one paid for by the seller, or there is another warranty plan in place to […]
Free Home Buyer Seminar At The Randallstown Library!
I will be conducting a free home buyer seminar at the Randallstown library from 6:30PM-8:00PM on May 28, 2008, along with Faraji Mason of Wells Fargo Home Mortgage. Everyone attending will receive a free copy of David Bach’s best seller “Automatic Millionaire Homeowner†courtesy of Wells Fargo. We will explain the steps of the home buying process […]
Free Home Buyer Seminar at the Randallstown Library
I will be conducting a free home buyer seminar at the Randallstown library from 6:00PM-8:00PM on April 29, 2008, along with Faraji Mason of Wells Fargo Home Mortgage. Everyone attending will receive a free copy of David Bach’s best seller “Automatic Millionaire Homeowner” courtesy of Wells Fargo. We will explain the steps of the home buying […]
Free Home Buyer Seminar With Harbel Housing Partnership!
On Monday April 28,2008, I will be conducting a home buyer seminar for Harbel Housing Partnership at the Perry Hall library starting at 6:00pm. Harbel Housing Partnership is a nonprofit housing counseling agency that specialize in helping first-time home buyers. To register for one of their seminars call 410-444-9152.
Free Home Buyer Seminar At Johnnycake Elementary School!
I will be conducting a free home buyer seminar at Johnnycake Elementary School on Tuesday April 22, 2008, at 7:00pm along with Faraji Mason of Wells Fargo Home Mortgage. We will be bringing everyone up to date on the current real estate market. If you would like to attend please contact me for more information.
10 Ways to Prepare for Homeownership
Most first time home buyers don’t know what to do or how to prepare to buy their first home. Here is a list of 10 ways to get started. 1. Decide what you can afford.- Generally, you can afford a home equal in value to between two and three times your gross income. 2. Develop […]
Carbon Monoxide Alarms Mandatory For New Constructions!
Effective January 1, 2008, all newly constructed dwellings including a one or two family dwelling, multifamily dwelling, hotel, motel, or dormitory must have Carbon Monoxide Alarms. I believe this is a major step in the right direction. Unfortunately, so many people do not take carbon monoxide serious. Below is so good information on carbon monoxide […]
What Are The MMP+2% and MMP+3% Programs?
The MMP+ 2% program is a premium priced first mortgage program that offers a first mortgage (at a slightly higher interest rate) that provides borrowers with a 2% closing cost assistance grant. The grant is repayable in full upon sale, transfer, or refinance within the first four years from date of closing; it is completely […]
What Is DSELP?
DSELP stands for the Downpayment Settlement Expense Loan Program. The program helps eligible borrowers who are purchasing a home with a purchase price of $200,000 or less by funding a portion of their downpayment and closing costs. Individuals or families who are approved to purchase a home using a Maryland Mortgage Program first mortgage loan […]